We have brochures for all of our plans with good, broad information. However, it is important for you to meet with a knowledgeable agent to thoroughly understand the plan and tailor the coverage to your needs and budget. Click here to schedule an appointment or find an agent's phone number in the Directory.

Hospital Indemnity

Permanent, fixed-benefit indemnity plans with hospital, surgical, wellness and doctor visits for your family with some plans including optional supplemental coverage for critical illness and accidents.

IHC Care Access Plan: Three plans available including $10,000 - $40,000 of supplemental critical illness coverage.

UnitedHealthCare Protector Guard: Seven plans available.

Manhattan Life Central Choice: Four plans available. This is a guaranteed issue with a 12-month wait period for pre-existing conditions.

Short Term Medical

Health care coverage for the temporarily uninsured available for 30-364 days and provides coverage for unexpected medical expenses

IHC Connect STM: Coverage period maximum benefit of $2 million.

IHC Connect Value STM:  Coverage period maximum benefit of $1 million.

IHC Connect Plus STM:  Includes limited benefit for certain pre-existing conditions.  Coverage maximum benefit of $2 million.

National General STM : Coverage period maximum choice of $100,000, $250,000 or $1 Million.

UnitedHealthcare Golden Rule STM: Coverage period maximum choice of $600,000 or $2 million.

Supplemental

Insurance protection for out-of-pocket expenses, deductibles, co-insurance and un-expected costs associated with accidents, critical illness and hospitalization.

Health Discount Program: There is a new Health Discount Program that provides unlimited access to telemedicine video conferencing with board certified physicians who can diagnose and prescribe medication any time of the day and any day of the week.

IHC Metal Gap 2: Five benefit levels for accident expense/critical illness to include accidental death and dismemberment and accident disability income.

IHC Independence PPO Dental Plan: Dental insurance that utilizes a DentaMax PPO network to help cover the cost of exams and procedures while promoting more frequent visits to ultimately keep you healthier.

IHC Independence Indemnity Dental Plan: Go to any dentist you choose with coverage to help cover the cost of exams and procedures while promoting more frequent visits to ultimately keep you healthier.

America’s Business Benefit Association: Three benefit levels for accident medical expense and critical illness to include life insurance, accidental death and dismemberment and accident disability income.

National General TrioMED: Eight benefit levels for accident medical expense, critical illness and accidental death and dismemberment.

National General Plan Enhancer: Eight benefit levels for accident expense, cancer and heart/stroke, and sickness hospitalization.

National General Critical Illness-Term Life: Five benefit levels available.

National General Cancer and Heart/Stroke: Four benefit levels available.

Surebridge HospitalWise: $50-$1000/day for hospital confinement due to sickness or injury this plan has benefit coverage for hospital observation and nervous and mental disorders.

Surebridge CancerWise Plus HeartWise: $5000 - $100,000 benefit levels to include early alzheimers and loss of independent living.

Surebridge Accident Disability Direct:  $1000 - $2500/month benefit levels of accident disability income.

Surebridge Premiere Vision: Premiere Vision Plan offers paid annual exams and greatly reduced prices on lenses, frames and contacts.

Surebridge Dental: Careington Maximum Care PPO network. Two benefit levels available.

Life Insurance

Surebridge Final Expense Whole Life: Two plan structures available.

Transamerica Income Protection: Helps to ensure the life insurance death benefit left behind will last as long as intended by providing monthly payments in place of a one-time lump sum.

Transamerica Living Benefit Term Life: Term life insurance which allows early access to the policy's death benefit in the event of a qualifying chronic, critical or terminal illness while you are alive.

Transamerica Final Expense: Three solutions available; 10-Pay, Immediate and Easy.

Medicare

Speak to your agent for up to date plan brochures.