Get or change coverage outside of Open Enrollment

Qualify for a Special Enrollment Period
You may qualify for a Special Enrollment Period due to a life event, like losing other coverage, getting married, having a baby, or based on estimated household income.
To get coverage, you need to apply. Create a Marketplace account (or log into your existing one) to start your application. Before you apply, you can preview plans and prices.
If you already have Marketplace coverage, learn how to report a change. Once you update your application, your Eligibility Results will tell you if you qualify for a Special Enrollment Period to switch plans.

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