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Karla Flores

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How to Find Free or Low-Cost Mental Health Support Groups

August 28, 2025 By Insurance Experts

“Taking care of your mental health is important. Sometimes that can be as simple as working more self-care into your day. Other times, you might need a little extra assistance from a mental health support group. A support group can be helpful for connecting with others who are going through your same situation and for learning new coping strategies. 

You can find a variety of mental health support and therapy groups in both in-person and virtual formats. They can be run by nonprofits, hospitals, peer support specialists, or licensed professionals. The good news is, you often can join them for free or a very low fee. 

Here is a guide to finding free and low-cost mental health support groups near you.”

Click here to continue reading.

Filed Under: Mental Health

Uninsured vs. Underinsured: What’s the Difference?

August 21, 2025 By Insurance Experts

“When it comes to health insurance, it’s easy to know if you’re uninsured: you either have coverage, or you don’t. But being underinsured is more of a gray area. You have health insurance, but because of a high deductible or other out-of-pocket costs, it doesn’t cover as much as you might need. Your income may not be high enough to offset the coverage gaps. 

Below, we break down what counts as being underinsured, the financial risks involved, and options if you find yourself in that position.”

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Filed Under: Health Insurance

Older Americans say they feel trapped in Medicare Advantage plans

August 14, 2025 By Insurance Experts

In 2016, Richard Timmins went to a free informational seminar to learn more about Medicare coverage.

“I listened to the insurance agent, and basically, he really promoted Medicare Advantage,” Timmins says. The agent described less expensive and broader coverage offered by the plans, which are funded largely by the government but administered by private insurance companies.

Click here to continue reading.

Filed Under: Health Insurance

4 Tips for When Insurance Doesn’t Cover Your Medication

August 7, 2025 By Insurance Experts

It’s frustrating when your health insurance won’t cover your medication. Often, a drug appears on a formulary — the list of medications covered by an insurance plan — but then gets dropped. This can happen if a medication is seldom used, there is a generic available, or a more affordable option exists.Whatever the reason, you’re stuck with the full cost despite having coverage for prescribed medications. 

Here’s what you can do if your prescription medication is not covered.

Filed Under: Medication

‘Not Accountable to Anyone’: As Insurers Issue Denials, Some Patients Run Out of Options

July 31, 2025 By Insurance Experts

By the time Eric Tennant was diagnosed in 2023 with a rare cancer of the bile ducts, the disease had spread to his bones. He weighed 97 pounds and wasn’t expected to survive a year with stage 4 cancer.

Two years later, grueling rounds of chemotherapy have slowed the cancer’s progress, even as it has continued to spread. But chemotherapy has also ravaged Tennant’s body and his quality of life.

Click here to continue reading. 

Filed Under: Health Insurance

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