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Karla Flores

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7 Ways to Save Money on Dental Care

July 2, 2024 By Insurance Experts

Dental care is an important part of your oral and overall health, but it can be expensive as well. Luckily, there are numerous ways you can save money on dental care!

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Filed Under: Dental Health, Dental Insurance

What Are Manufacturer Copay Cards?

June 25, 2024 By Insurance Experts

When insurance isn’t enough, many people turn to manufacturer copay cards to help offset some of the costs. These savings programs, which come directly from medication manufacturers, can help patients who are struggling to afford expensive brand-name medications. But they have also been met with criticism, as some say that they end up increasing total costs.

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Filed Under: Medical Costs, Medication

Get or change coverage outside of Open Enrollment

June 18, 2024 By Insurance Experts

Qualify for a Special Enrollment Period
You may qualify for a Special Enrollment Period due to a life event, like losing other coverage, getting married, having a baby, or based on estimated household income.
To get coverage, you need to apply. Create a Marketplace account (or log into your existing one) to start your application. Before you apply, you can preview plans and prices.
If you already have Marketplace coverage, learn how to report a change. Once you update your application, your Eligibility Results will tell you if you qualify for a Special Enrollment Period to switch plans.

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Filed Under: Health Insurance

How Much Does Cataract Surgery Cost?

June 11, 2024 By Insurance Experts

Cataracts commonly develop as people age, although they can also be caused by injury, diabetes, smoking, or previous eye surgery. If left untreated, cataracts can lead to blindness. Surgery, though, is a common and effective treatment that is usually covered by insurance. Cataract removal is usually an outpatient procedure.

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Filed Under: Health Insurance

How do you help patients who show up in the ER 100 times a year?

June 4, 2024 By Insurance Experts

For more than two years straight, Moore was sick, homeless and close-to-death drunk — on mouthwash, cologne, anything with alcohol, he says. He landed in the hospital 70 times between the fall of 2014 and the summer of 2017.

“I lived in the emergency room,” the 56-year-old remembers. “They knew my name.” Things got so bad, Moore would wait for the ER nurses to turn their backs so he could grab their hand sanitizer and drink it in the hospital bathroom.

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Filed Under: Prevention

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