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‘Your Money or Your Life’: This Doctor Wrote the Book on Medical Debt

December 12, 2023 By Insurance Experts

In 2019, emergency medicine physician and historian Luke Messac was working as a medical resident. He had heard about hospitals suing their own patients over unpaid medical bills, so he decided to investigate whether the hospitals where he worked were doing the same.

It turns out they were.

“The care I was delivering to patients was resulting in them showing up in court, or having their wages garnished, or signing up for a payment plan that they would be paying for the better part of a decade,” said Messac.

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Filed Under: Medical Costs

Could creativity transform medicine? These artists think so

November 28, 2023 By Insurance Experts

“In 2016, Emily Peters became, as she puts it, a “statistic in the maternal health mortality crisis.” While giving birth to her daughter, she had an amniotic fluid embolism, a rare and life-threatening complication that landed her in the intensive care unit.”

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Filed Under: Medical Costs

New California Law Offers Fresh Protection From Steep Ambulance Bills

November 21, 2023 By Insurance Experts

“Last year, Jennifer Reisz’s college-age daughter, Megan, was kicked in the chest multiple times by the family’s horse. Megan fell to the ground, unable to move or speak. Though she was alone, her Apple Watch detected her distress and called 911.

 
 

 

She was taken to a hospital in Clovis, a city in Fresno County, near where the Reisz family lives. But the severity of Megan’s injuries — four broken ribs and a partially collapsed lung — prompted doctors to transport her 12 miles by ambulance to the Level I trauma center at Community Regional Medical Center in Fresno.

While Megan was still recovering at home from her injuries, she received a $2,400 bill from the ambulance company — after the family’s health plan had paid nearly $2,200.”

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Filed Under: Medical Costs

Are Vitamins Covered by an FSA or HSA?

November 14, 2023 By Insurance Experts

Vitamins are a common over-the-counter (OTC) product purchased by people to maintain good health. And while many vitamins and supplements do have health benefits, vitamins do not automatically qualify as an eligible medical expense under IRS rules. This makes purchasing them with a flexible spending account (FSA) or health savings account (HSA) tricky. But, you can buy your vitamins with FSA and HSA funds if certain criteria is met.

Below, we will cover what vitamins are typically FSA or HSA eligible and what you should consider before making a purchase.

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Filed Under: Health Insurance

Amazon to Test Drones to Deliver Prescriptions to Your Door

November 7, 2023 By Insurance Experts

Soon, you may be able to step out on your front porch and wait for your prescription medication to drop from the sky.

On Wednesday, Amazon Pharmacy announced that it is starting to test speedy prescription drug delivery by drones in selected locations.

Click here to read more. 

Filed Under: Health Insurance

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