“In the first quarter of 2023, household debt in America rose to $17.05 trillion, representing a precipitous increase over the last decade. In part, rising debt can be attributed to cost growth outpacing income growth which requires many Americans to borrow more to pay for housing, higher education and consumer goods. For example, one study found that college costs have increased by almost 170% since 1980, while the average earnings for young adults (aged 22-27) has only increased by 19%. Middle class Americans are shouldering much of this debt, and many are living paycheck to paycheck.”
Myth 1 – You can only get a health insurance policy during the open enrollment Nov 1st – December 15th
Many individuals may not be fully aware of the variety of alternatives existing beyond the Affordable Care Act that are open for enrollment throughout the entire year. This signifies that if you find yourself in transitional phases such as job changes, undergoing a divorce, transitioning from a corporate role to initiating your own business venture, or relocating to a new state, you can readily access health insurance with immediate effect.
From brief interim plans to enduring arrangements featuring a fixed rate for your monthly premium, a diverse array of choices is at your disposal, catering to your specific requirements and financial considerations.
Are you experiencing concerns regarding the potential expenses associated with these alternatives? It is worth noting that a significant portion of these options carry a cost significantly lower than that of an unsubsidized Affordable Care Act plan.
To ensure optimal value for your premium expense, it is advisable to conduct thorough research into the assortment of options accessible. I am fully equipped to provide guidance in this endeavor. I never charge for a consultation!
Health Insurance Barriers Delay, Disrupt and Deny Patient Care
Patients and clinicians suffer when insurers disregard medical counsel and impose inefficient administrative policies.
Over the last two years, 62% of the 1,500-plus patients surveyed say treatment has been delayed because of their insurance provider, according to a recent Morning Consult poll.
Health insurance should be a bridge to medical care, not a barrier. Yet too many commercial health insurance policies often delay, disrupt and deny medically necessary care to patients.
How Good a Workout Is Walking, Really?
Walking is arguably one of the easiest, most accessible ways to get moving. But, is walking good exercise? Can you really lose weight by walking?
After all, nowadays, it seems the most popular workouts are all about going hard, cranking up the intensity, and more or less being reduced to a shaking puddle of sweat — not really walking’s M.O.
That’s OK! No matter your fitness level or experience with exercise, you can gain some serious benefits from adding walking to your regular routine.
Natural Remedies for ADHD in Children
ADHD is a very common diagnosis in children and adolescents. (Adults can have it, too). So, many families have questions. They want to know whether there are natural ways to soothe the ADHD brain without relying solely on meds. Luckily, there are natural solutions that may help with ADHD symptoms.
Here, I’ve compiled recommendations and advice from experts and previous podcast guests on ways to support children with ADHD.
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