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Toy Safety

December 12, 2025 By Insurance Experts

Don’t forget “safety” when you’re shopping for children. Here are some tips from the American Academy of Ophthalmology.

Filed Under: Safety

RSV in Older Adults: Recognizing Risk Factors and Missed Opportunities for Vaccination

December 10, 2025 By Insurance Experts

“Respiratory syncytial virus (RSV) is increasingly recognized as a major cause of respiratory illness in older adults, particularly those with chronic medical conditions or frailty. RSV poses a significant health burden, frequently causing hospitalizations, prolonged recovery, and, in some cases, serious complications.1″

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Filed Under: Illness, Prevention

What Are the HSA Contribution Limits for 2026?

December 2, 2025 By Insurance Experts

“Health savings accounts (HSAs) continue to grow in popularity. Data collected by Devenir shows that total HSA assets had reached nearly $147 billion across more than 39 million accounts as of December 31, 2024.

An HSA is a tax-advantaged savings account that allows you to set aside money to pay for qualified medical expenses. Contributions are made with pretax dollars, and the funds can grow tax-free and be withdrawn tax-free when used for eligible healthcare costs.

Before you put money into an HSA, it’s important to understand the contribution limits. While the IRS has increased the limits for 2026, your personal contribution cap will depend on several factors, such as “

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Filed Under: Health Insurance

3 things to know before you pick a health insurance plan

November 26, 2025 By Insurance Experts

“Choosing a health insurance plan can be complicated. Knowing just a few things before you compare plans can make it simpler.
The 4 “metal” categories: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care.
Your total costs for health care: You pay a monthly bill to your insurance company (a “premium”), even if you don’t use medical services that month. You pay out-of-pocket costs, including a deductible, when you get care. It’s important to think about both kinds of costs when shopping for a plan.
Plan and network types — HMO, PPO, POS, and EPO: Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network.”

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Filed Under: Health Insurance

A List of Drugs Linked to Dementia

November 19, 2025 By Insurance Experts

“Dementia is a growing concern among many aging people in the U.S. — especially Alzheimer’s disease. And since treatment options for dementia are limited, prevention is key. 

Dementia risk is tied to common things like diabetes, high blood pressure, and physical inactivity. But some common medications are associated with dementia risk, too. Here are four common drug classes linked to dementia, and what the research says about your risk.”

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Filed Under: Illness, Medication, Mental Health

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