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Child Care Gaps in Rural America Threaten to Undercut Small Communities

January 17, 2024 By Insurance Experts Leave a Comment

Candy Murnion remembers vividly the event that pushed her to open her first day care business in Jordan, a town of fewer than 400 residents in a sea of grassland in eastern Montana.

 

Garfield County’s public health nurse, one of few public health officials serving the town and nearly 5,000 square miles that surround it, had quit because she had given birth to her second child and couldn’t find day care.

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Filed Under: Health Insurance

9 ways to get healthier in 2024 without trying very hard

January 10, 2024 By Insurance Experts Leave a Comment

Sometimes trying to be healthy feels like just another item on your endless, exhausting to-do list. Here on NPR’s health team, we don’t want to add to anyone’s stress. The good news is that it doesn’t take great feats of fitness or a heroic commitment to good habits to stay well. Often small changes can make a significant difference.

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Filed Under: Health Insurance

Uninsured vs. Underinsured: What’s the Difference?

January 3, 2024 By Insurance Experts Leave a Comment

“When it comes to health insurance, it’s easy to know if you’re uninsured: you either have coverage, or you don’t. But being underinsured is more of a gray area. You have health insurance, but because of a high deductible or other out-of-pocket costs, it doesn’t cover as much as you might need. Your income may not be high enough to offset the coverage gaps. 

Below, we break down what counts as being underinsured, the financial risks involved, and options if you find yourself in that position.”

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Filed Under: Health Insurance

How Parents Can Give Their Kids a Healthy, Joyful Relationship to Fitness

December 19, 2023 By Insurance Experts Leave a Comment

“When runner Shannon Brady returns home from a race, there’s still more distance to cover: Her daughters, ages 1 and 2, borrow her sweaty sunglasses and “run a race” of their own around the house. “My husband and I are avid runners, and we make sure [our daughters] see us lace up and have fun doing it,” says Brady.

Like Brady, many parents aspire to pass down the joy of fitness to their children. A 2022 survey conducted by the fitness brand Life Time found that 89 percent of parents enjoyed spending time participating in outdoor recreation and sports with their kids, while 80 percent said they’d like to inspire their young ones to do more physical activity to build their children’s fitness. So, how do we nurture a love of movement in the next generation?”

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Filed Under: Health Insurance

Are Vitamins Covered by an FSA or HSA?

November 14, 2023 By Insurance Experts Leave a Comment

Vitamins are a common over-the-counter (OTC) product purchased by people to maintain good health. And while many vitamins and supplements do have health benefits, vitamins do not automatically qualify as an eligible medical expense under IRS rules. This makes purchasing them with a flexible spending account (FSA) or health savings account (HSA) tricky. But, you can buy your vitamins with FSA and HSA funds if certain criteria is met.

Below, we will cover what vitamins are typically FSA or HSA eligible and what you should consider before making a purchase.

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Filed Under: Health Insurance

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