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Karla Flores

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Using the ER for Non-Emergencies Is Expensive — Here Are Other Options

May 14, 2024 By Insurance Experts

The average cost for an emergency room visit is $2,600 without insurance, according to UnitedHealthcare. Health System Tracker, a partnership between Peterson Center on Healthcare and Kaiser Family Foundation, recently came out with a report showing a slightly lower average of $2,453. You have other options!

Click here to continue reading. 

Filed Under: Health Insurance, Medical Costs

12 Things That Are Free Under Medicare

May 7, 2024 By Insurance Experts

We worry a lot about what Medicare beneficiaries must for pay out of pocket, such as monthly premiums, annual deductibles, and copays for doctor visits and prescription drugs. But what many enrollees may not realize is that there are services that won’t cost them a cent.

 
You can get vaccines and screenings for a number of illnesses and see your doctor each year for a wellness visit. You can also get counseling to help you kick smoking or manage your diabetes. You won’t be subject to any out-of-pocket charges for these services as long as you use a healthcare provider who participates in Medicare or, if you get your healthcare through a Medicare Advantage plan, an in-network medical professional.
 
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Filed Under: Medicare

Effects of Health Insurance on Health

April 30, 2024 By Insurance Experts

There is a consistent, positive relationship between health insurance coverage and health-related outcomes across a body of studies that use a variety of data sources and different analytic approaches. The best evidence suggests that health insurance is associated with more appropriate use of health care services and better health outcomes for adults.

Click here to continue reading. 

 

Filed Under: Health Insurance

Does Medicare Cover Dental in 2024? Benefits and Eligibility

April 23, 2024 By Insurance Experts

Finding the right health care plan for you can be a daunting process. When determining your health care needs, don’t forget to include dental services in the overall equation.

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Filed Under: Dental Insurance, Medicare

7 Surprising Medical Expenses You Can Deduct on Your Tax Return

April 1, 2024 By Insurance Experts

Medical costs can add up, depending on the treatments you get and how often you need medical care. Even if you have insurance, you’ll probably have expenses you need to pay for out of pocket. 

The IRS allows certain taxpayers to save money on their tax return by deducting qualified medical and dental expenses, such as: 

  • Prescription contact lenses 
  • Prescription eyeglasses 
  • Prescription medications 
  • Root canals 
  • Teeth cleanings 
  • Visits to healthcare providers and dentists 

It’s important to consult with a tax professional to get a better idea of what medical expenses you can deduct. It’s easy to overlook less common expenses that may also be tax deductible. 

How do I claim medical expenses on my taxes?

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Filed Under: Health Insurance, Medical Costs

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TPMO Disclaimer - "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."