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Karla Flores

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The Germiest Places in Your Community

December 27, 2022 By Insurance Experts

Germs are all around us. You might be surprised – if not grossed out – at the places and things that are the germiest, though. Still, there’s a practical way to deal with these microbe multipliers: Ask yourself what a germ would do. Click here to continue reading.

Filed Under: Health Insurance

Hearing Aids Are Now Available Over the Counter. What to Know Before Buying One

December 13, 2022 By Insurance Experts

On Oct. 17, hearing aids approved by the U.S. Food and Drug Administration (FDA) became available over the counter for the first time, for potentially thousands of dollars less than prescription hearing aids. Many experts are hopeful that opening the market up will spur the creation of innovative new devices, bring down costs, and encourage hearing-aid use in a country where only a fraction of older adults who are hard of hearing use hearing aids.

Click here to read more. 

Filed Under: Health Insurance

Medicare Seeks to Cut Drug Costs for People in Part D Plans

December 6, 2022 By Insurance Experts

The Biden administration said this week it intends to challenge insurance companies to deliver better service to people enrolled in Medicare, including applying discounts on drugs covered by Part D more directly to their pharmacy costs.

The Centers for Medicare and Medicaid Services (CMS) on Thursday unveiled a 360-page proposed rule that seeks many changes in how insurers manage their federal contracts. This proposed rule, for example, also would require insurers to show that they have enough contracted medical professionals when they want to create new Medicare Advantage plans or to expand existing ones.

Click here to continue reading. 

Filed Under: Medicare

Are Vitamins Covered by an FSA or HSA?

November 29, 2022 By Insurance Experts

Vitamins are a common over-the-counter (OTC) product purchased by people to maintain good health. And while many vitamins and supplements do have health benefits, vitamins do not automatically qualify as an eligible medical expense under IRS rules. This makes purchasing them with a flexible spending account (FSA) or health savings account (HSA) tricky. But, you can buy your vitamins with FSA and HSA funds if certain criteria is met. Click here to read more. 

Filed Under: Health Insurance

Take the Pledge

November 22, 2022 By Insurance Experts

Preventative screenings are an imporatnt part of women’s health. Take the pledge to to raise awareness about bone health! Click here to read more.

Filed Under: Health Insurance

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