When it comes to health insurance, it’s easy to know if you’re uninsured: you either have coverage, or you don’t. But being underinsured is more of a gray area. You have health insurance, but because of a high deductible or other out-of-pocket costs, it doesn’t cover as much as you might need. Your income may not be high enough to offset the coverage gaps. This article breaks down what counts as being underinsured and the financial risks involved. Your IHC agent will review your particular situation at no charge to help you find the best solution for you.
Alzheimer’s Disease
A new Alzheimer’s Association report finds doctors and the public face challenges in understanding and distinguishing early Alzheimer’s development from “normal aging.” Contact your agent for information on a new plan with benefits for Alzheimer’s.
Good RX
One of our goals as your InsuranceExperts.team is to give you resources for better options and better-priced options for your health care needs. We highly recommend using GoodRX to shop for your prescriptions. You can compare the same drug from different pharmacies. You can compare the GoodRX price against your insurance coverage price. There is no fee to join. You print the coupons on your printer or phone. The pharmacy will accept the coupons happily! Click here for more info.
Family! That’s Why You Need Life Insurance
Life insurance is a gift you leave behind: family protection, education, legacy, security, final expenses. Contact me for a free quote.
Cardiovascular Disease
Did you know that people who have close relationships at home, work, or in their community tend to be healthier and live longer? One reason, according to the National Heart, Lung, and Blood Institute (NHLBI), is that we’re more successful at meeting our health goals when we work on them with others. NHLBI launched the #OurHearts movement to inspire us to protect and strengthen our hearts with the support of others.
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