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Karla Flores

Insurance RX

I Make Insurance Easy & Simple

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Good RX

March 16, 2022 By Insurance Experts

One of our goals as your InsuranceExperts.team is to give you resources for better options and better-priced options for your health care needs. We highly recommend using GoodRX to shop for your prescriptions. You can compare the same drug from different pharmacies. You can compare the GoodRX price against your insurance coverage price. There is no fee to join. You print the coupons on your printer or phone. The pharmacy will accept the coupons happily! Click here for more info. 

 

Filed Under: Health Insurance, Medical Costs

Family! That’s Why You Need Life Insurance

February 25, 2022 By Insurance Experts

 

Life insurance is a gift you leave behind: family protection, education, legacy, security, final expenses. Contact me for a free quote.

Filed Under: Health Insurance

Cardiovascular Disease

February 23, 2022 By Insurance Experts

Did you know that people who have close relationships at home, work, or in their community tend to be healthier and live longer? One reason, according to the National Heart, Lung, and Blood Institute (NHLBI), is that we’re more successful at meeting our health goals when we work on them with others. NHLBI launched the #OurHearts movement to inspire us to protect and strengthen our hearts with the support of others.

Filed Under: Health Insurance

Buyer’s Remorse

January 11, 2022 By Insurance Experts

Now that the Affordable Care Act open enrollment is over, do you have remorse over how much you are paying for your health insurance? Many people experience this as they jumped into the ACA market place because they didn’t know there were other options available to them. However, there are options with no “open enrollment period” where you can be insured the next day. And did you know that you can cancel your ACA plan at any time… you are not tied into an annual contract.

If you did not qualify for a substantial premium subsidy, there are health insurance options outside of the Affordable Care Act that could fit more into your family’s needs and budget. What if you could save $200, $300 or more a month? Just think how you could use those savings in other ways… maybe you need more life insurance, a supplemental cancer plan or a college fund.

Health insurance is very important to protect you against financial devastation as it still is the number one reason for bankruptcy. However, you don’t have to settle for premiums that equate to a house payment. There are options and the InsuranceExperts.team can help you explore those options while being a resource for cost savings on medical services.

Filed Under: Affordable Care Act, Health Insurance

Medicare

October 17, 2021 By Insurance Experts

Turning 65…not you? You may not be even close to 65, but I’m sure you know of a parent, grandparent, brother, sister, aunt, or uncle who is 65 or turning 65 in the very near future. Medicare Open Enrollment is October 15th – December 7th.

Medicare can be very complicated and frustrating with so many plan options to choose from. Keeping your current doctor and finding the right prescription drug coverage are two of the key determinants of which plan you may want. You can choose an HMO or PPO Medicare Advantage Plan that includes a Prescription Drug coverage with co-pays and no monthly premiums. You can choose a Medigap, also called a Medicare Supplement Plan, with a monthly premium that allows you to go to any medical provider that accepts Medicare.  And along with this challenge, Medicare-eligible individuals receive huge amounts of advertising from Medicare insurance carriers. Trying to decipher which plan is the best fit for their needs and budget can overwhelming.

The InsuranceExperts.team can help you with all of this. Put the marketing propaganda away and give us a call.  There is no charge for our services! We represent a variety of insurance carriers. When we find the best solution for you and/or your referrals, the Medicare insurance carriers compensate us.

Filed Under: Medicare

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Talk to an Expert

Are you unhappy with your health insurance premium? Are your employers paid health insurance premiums too expensive? Are you self-employed and looking for affordable health insurance? Are you in a job transition and don’t where to go for health insurance? Are you working in a corporate job just for the health insurance benefits? If you answered “yes” to any of these, I can help you.

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Insurance RX

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TPMO Disclaimer - "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."