Here is a good general knowledge article about the options you have if you decide to leave your job and your employer insurance plan. Contact your IHC agent as soon as possible to discuss the specifics as they relate to your situation. You have options!
What Is Supplemental Insurance And Why You Need It
Medical Insurance pays the doctors and hospitals. Supplemental insurance pays YOU for expenses such as deductibles, co-payments, your max-out-of-pocket expenses and non-medical expenses such as lost wages, mortgage payments and childcare costs.
The 2021 individual max-out-of-pocket on an ACA health plan is $8550 per year. (STM can be even higher.) Supplemental insurance can help you pay additional expenses to avoid medical debt. Many people feel paying a small monthly fee is more manageable than a large, unexpected out-of-pocket cost.
Can you afford NOT to have supplemental insurance? Contact me today to discuss your best options for supplemental insurance!
