When insurance isn’t enough, many people turn to manufacturer copay cards to help offset some of the costs. These savings programs, which come directly from medication manufacturers, can help patients who are struggling to afford expensive brand-name medications. But they have also been met with criticism, as some say that they end up increasing total costs.
4 Tips for When Insurance Doesn’t Cover Your Medication
It’s frustrating when your health insurance won’t cover your medication. Often, a drug appears on a formulary — the list of medications covered by an insurance plan — but then gets dropped. This can happen if a medication is seldom used, there is a generic available, or a more affordable option exists.Whatever the reason, you’re stuck with the full cost despite having coverage for prescribed medications.
Here’s what you can do if your prescription medication is not covered.
