MIB Group, Inc (MIB) was formerly known as the Medical Information Bureau.  This is a NGO that gathers information and shares it with life and health insurance companies.

You need to request your MIB report once a year to ensure its accuracy. It’s free.

Go to MIB.com and follow the instructions. It will take 7-14 days to receive your report.

You will find in the report any medical information submitted when you applied for life or health insurance.

Why is this report important?  When you apply for new insurance, the firm requests your MIB and takes the past information into consideration with any new information on your application. The old info about previous diagnoses or illnesses could affect your new policy.

By reviewing your report each year, you can correct any errors. It’s a quasi government agency full of computers!  Do you think they might get the wrong info on a report?!  It’s up to you to make corrections.