Uninsured vs. Underinsured: What’s the Difference?

When it comes to health insurance, it’s easy to know if you’re uninsured: you either have coverage, or you don’t. But being underinsured is more of a gray area. You have health insurance, but because of a high deductible or other out-of-pocket costs, it doesn’t cover as much as you might need. Your income may not be high enough to offset the coverage gaps.  This article breaks down what counts as being underinsured and the financial risks involved. Your IHC agent will review your particular situation at no charge to help you find the best solution for you.

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