We Make Insurance Simple & Easy
In 2016, Richard Timmins went to a free informational seminar to learn more about Medicare coverage.
“I listened to the insurance agent, and basically, he really promoted Medicare Advantage,” Timmins says. The agent described less expensive and broader coverage offered by the plans, which are funded largely by the government but administered by private insurance companies.
To start your new 2024 Marketplace coverage, pay the first premium. This is the amount you pay every month to the health insurance company to keep your coverage.
Candy Murnion remembers vividly the event that pushed her to open her first day care business in Jordan, a town of fewer than 400 residents in a sea of grassland in eastern Montana.
Garfield County’s public health nurse, one of few public health officials serving the town and nearly 5,000 square miles that surround it, had quit because she had given birth to her second child and couldn’t find day care.
Sometimes trying to be healthy feels like just another item on your endless, exhausting to-do list. Here on NPR’s health team, we don’t want to add to anyone’s stress. The good news is that it doesn’t take great feats of fitness or a heroic commitment to good habits to stay well. Often small changes can make a significant difference.
“When it comes to health insurance, it’s easy to know if you’re uninsured: you either have coverage, or you don’t. But being underinsured is more of a gray area. You have health insurance, but because of a high deductible or other out-of-pocket costs, it doesn’t cover as much as you might need. Your income may not be high enough to offset the coverage gaps.
Below, we break down what counts as being underinsured, the financial risks involved, and options if you find yourself in that position.”
