We wanted to share some tips to help you out!!
You’ve probably heard that mindfulness helps reduce stress. But how does it actually help you do that?
Yes! You Should Wear Sunscreen Indoors!
According to four of the five dermatologists we interviewed, you should wear sunscreen indoors. Why? If you’re sitting near windows — or in front of a computer screen — you’re exposing yourself to potentially skin-damaging light. There are three main reasons why experts say you should wear SPF indoors, all involving what you’re exposed to:· Ultraviolet A (UVA) rays
· Ultraviolet B (UVB) rays
· Blue light from smart devices, computers and TVs
Click here to read the full article from NBC News.
American Relief Act and Health Insurance… Did you know?
As of April 1st, the American Relief Plan (ARP) is making it possible for you to pay less for your health insurance by receiving an Advanced Premium Tax Credit (APTC) on Affordable Care Act plan premiums. For those of you who already receive an APTC, you may receive a larger subsidy or realize increased benefits. The ARP also can benefit those individuals on COBRA. AND, you may not be responsible for repaying an APTC for tax year 2020. Contact me to learn more and see if you qualify.
New Options for Affordable Care Act
The American Rescue Plan was recently signed into law, significantly expanding ACA subsidy eligibility for many individuals. This provision of the COVID relief bill, coupled with the federal Special Enrollment Period, aims to increase health insurance enrollment and affordability for many Americans by providing:
BEGINNING APRIL 1ST
- Larger subsidies for individuals at 100 – 400% of the
Federal Poverty Level - Expanded APTC eligibility to those above 400% of the
Federal Poverty Level - Increased eligibility for $0 bronze and silver plans
- More affordable coverage (or $0 plan) without a qualifying life event
- Contact me if you would like a personal premium subsidy calculation under this new act. You may be surprised that you may now qualify for a premium subsidy. Or you may even get a larger subsidy than you currently have.
HOW IT AFFECTS COBRA
If you lost your job and are currently on COBRA, did not elect COBRA or let your COBRA coverage lapse, you should contact your COBRA administrator to learn how you may have your COBRA paid for under these new rules for April – September, 2021. Should you not qualify for the benefit, contact me for assistance.
Personalize Your Plate
There are many different factors when it comes to eating healthy. Check out these resources on how to “Personalize Your Plate.”
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