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Karla Flores

Insurance RX

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Tip of the Month

November 9, 2022 By Insurance Experts

Check your medical records once a year! It’s very important for you to review the records due to mis-information being reported which can affect your ability to qualify for some health and life insurance policies. Request your report by visiting the Medical Information Bureau at https:www.mib.com or call 866-692-6901.

Filed Under: Health Insurance

Breathing Easy At Home

October 18, 2022 By Insurance Experts

Did you know over 24 million Americans including 7 million children suffer from asthma? Here’s the good news…

It can be treated and managed so those affected can enjoy a normal life. The key is to reside in a home with as few triggers (like dust and mold) as possible. Breathe Easy Homes in Seattle, Washington are examples of homes built specifically to improve air quality. This is a growing movement in architecture and design.

If a new home isn’t in your future, don’t get discouraged. You do have options to your current home.

Here are a few suggestions:

Furniture
Select furniture made of leather, wood, metal or plastic. When it comes to curtains, go with washable plain cotton or synthetic fabrics. Also, washable roller-type shades collect less dust than horizontal blinds.

Paint
Most major paint manufacturers offer low and zero VOC (volatile organic compounds) that minimize emissions of gasses and solids at room temperature. As a result, you have a wide range of colors and finishes to choose from.

A/C Filters
Change air filters often as recommended by your AC specialist to remove dust and pollens as air circulates.

Flooring
If you have carpet, consider swapping it for tile or wood floors. Carpets are notorious for harboring dust, dirt and allergens. Hard floors are easier to keep clean.

These steps, along with regular cleaning and dusting make breathing easier for everyone!

Filed Under: Health Insurance

The Best Time to Buy Shoes

October 11, 2022 By Insurance Experts

Your shoes, and when you buy them, play a key role in foot and ankle health.  When it comes to feet, it’s easy to ignore problems until that slight limp becomes pronounced and normal walking is impossible. Now it’s time to see the doctor.

Podiatrists are medical specialists who provide medical and surgical care for feet, ankles and lower leg problems. Conditions range from arthritis to aching legs and include problems like blisters, athlete’s foot and correcting abnormal walking patterns.

The good news is how many simple actions you can do to prevent problems. One is to promote good circulation through exercise, gentle massage and warm foot baths. Additional actions (or non-actions) like no smoking and sitting with your legs uncrossed contribute to good blood flow.

And don’t forget the shoes! Did you know the best time to buy shoes is in the late afternoon or early evening? (This is when your feet tend to be larger.) Choose ones that give your toes some wiggle room and don’t chafe your skin. From toenails to tendons – good foot, ankle and lower leg health care is your key to staying mobile.

Filed Under: Health Insurance

7 Insurance Options to Consider Before Quitting Your Job

September 20, 2022 By Insurance Experts

Here is a good general knowledge article about the options you have if you decide to leave your job and your employer insurance plan. Contact your IHC agent as soon as possible to discuss the specifics as they relate to your situation. You have options!

Filed Under: COBRA, Health Insurance, Supplemental

Nothing Beats Keeping Your Real Teeth

September 13, 2022 By Insurance Experts

Did you know mouth guards save tens of thousands of teeth every year? When it comes to sports, wearing one is part of the uniform. Basketball pro Stephen Curry tends to push his mouth guard out almost every time there’s a break in the game. But one the action starts, it’s back in place.

And for good reason…

Mouth guards actually improve performance. They prevent teeth from clenching which fatigues jaw muscles. They absorb the force of contact and decrease the possibility of teeth getting chipped, broken and lost completely. Knowing they’re protected allows athletes to better focus on the game.

And they’re not just for contact sports. Even non-contact activities – like gymnastics, ice skating and skiing cause falls. When jaws come together, the teeth hit each other and the resulting damage is permanent. Think of a mouth guard as an “airbag” around your teeth. Protecting those ‘pearly whites’ avoids procedures like root canals and implants. Better yet, you’re able to show off your best smile!

Filed Under: Dental Health, Health Insurance

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