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Women’s Heart Health

February 18, 2022 By Insurance Experts Leave a Comment

This is a great video dramatizing a woman experiencing the symptoms of a heart attack. It may seem strangely familiar. The point is, do not ignore a constellation of intense new symptoms you are feeling. Get yourself evaluated as soon as possible, even if you think “it may be nothing.”

 

Filed Under: Health Insurance, Heart Health

Buyer’s Remorse

January 11, 2022 By Insurance Experts Leave a Comment

Now that the Affordable Care Act open enrollment is over, do you have remorse over how much you are paying for your health insurance? Many people experience this as they jumped into the ACA market place because they didn’t know there were other options available to them. However, there are options with no “open enrollment period” where you can be insured the next day. And did you know that you can cancel your ACA plan at any time… you are not tied into an annual contract.

If you did not qualify for a substantial premium subsidy, there are health insurance options outside of the Affordable Care Act that could fit more into your family’s needs and budget. What if you could save $200, $300 or more a month? Just think how you could use those savings in other ways… maybe you need more life insurance, a supplemental cancer plan or a college fund.

Health insurance is very important to protect you against financial devastation as it still is the number one reason for bankruptcy. However, you don’t have to settle for premiums that equate to a house payment. There are options and the InsuranceExperts.team can help you explore those options while being a resource for cost savings on medical services.

Filed Under: Affordable Care Act, Health Insurance

Food Waste vs. Food on the Waist

January 6, 2022 By Insurance Experts 1 Comment

How many times have you heard or said “Clean your plate?” It started with the formation of the Clean Plate Club in 1917. During World War I, food was too scarce to waste. The problem is, eating more food than you need adds inches to your waist. That’s even worse for us.

Currently 36.5% of adult Americans and one in six children and adolescents are affected by obesity. Cleaning the plate when we’re no longer hungry adds to those numbers and hikes the costs of health care. The answer is to reduce food waste while you reduce your waist.

Here’s how.

Eat smaller portions. One way is to use smaller plates. They fill faster with less food yet still look like a full meal.

Another way is to take ONE spoonful of everything, eat it all, and then see if you want seconds. Chances are you won’t.

Dining out? Share a plate with someone. Most restaurant servings are plenty for two. If that’s not possible, divide your food into two halves and take half home. That way you get two meals for the price of one.

Putting food on your waist really is the biggest waste!

Filed Under: Health Insurance, Healthy eating

Medicare

October 17, 2021 By Insurance Experts Leave a Comment

Turning 65…not you? You may not be even close to 65, but I’m sure you know of a parent, grandparent, brother, sister, aunt, or uncle who is 65 or turning 65 in the very near future. Medicare Open Enrollment is October 15th – December 7th.

Medicare can be very complicated and frustrating with so many plan options to choose from. Keeping your current doctor and finding the right prescription drug coverage are two of the key determinants of which plan you may want. You can choose an HMO or PPO Medicare Advantage Plan that includes a Prescription Drug coverage with co-pays and no monthly premiums. You can choose a Medigap, also called a Medicare Supplement Plan, with a monthly premium that allows you to go to any medical provider that accepts Medicare.  And along with this challenge, Medicare-eligible individuals receive huge amounts of advertising from Medicare insurance carriers. Trying to decipher which plan is the best fit for their needs and budget can overwhelming.

The InsuranceExperts.team can help you with all of this. Put the marketing propaganda away and give us a call.  There is no charge for our services! We represent a variety of insurance carriers. When we find the best solution for you and/or your referrals, the Medicare insurance carriers compensate us.

Filed Under: Health Insurance, Medicare

Medicare Open Enrollment Begins October 15th!

September 20, 2021 By Insurance Experts Leave a Comment

Turning 65…not you? You may not be even close to 65, but I’m sure you know of a parent, grandparent, brother, sister, aunt, or uncle who is 65 or turning 65 in the very near future. Medicare Open Enrollment is October 15th – December 7th. You can start reviewing the new plans on October 1st.

Medicare can be very complicated and frustrating with so many plan options to choose from. Keeping your current doctor and finding the right prescription drug coverage are two of the key determinants of which plan you may want. You can choose an HMO or PPO Medicare Advantage Plan that includes a Prescription Drug coverage with co-pays and no monthly premiums. You can choose a Medigap, also called a Medicare Supplement Plan, with a monthly premium that allows you to go to any medical provider that accepts Medicare.  And along with this challenge, Medicare-eligible individuals receive huge amounts of advertising from Medicare insurance carriers. Trying to decipher which plan is the best fit for their needs and budget can overwhelming.

The InsuranceExperts.team can help you with all of this. Put the marketing propaganda away and give us a call.  There is no charge for our services! We represent a variety of insurance carriers. When we find the best solution for you and/or your referrals, the Medicare insurance carriers compensate us.

Filed Under: Medicare, Open Enrollment

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