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‘Bill of the Month’: The Series That Dissects and Slashes Medical Bills

February 6, 2025 By Insurance Experts Leave a Comment

“Over 6½ years ago, KFF Health News and NPR kicked off “Bill of the Month,” a crowdsourced investigation highlighting the impact of medical bills on patients.

The goal was to understand how the U.S. health care system generates outsize bills and to empower patients with strategies to avoid them. We asked readers and listeners to submit their bills — and they kept coming. “Bill of the Month” has received nearly 10,000 submissions, each a picture of a health system’s dysfunction and the financial burden it places on the patients.”

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Filed Under: Health Insurance, Medical Costs

Nearly One Third of Americans Aren’t Filling Their Prescriptions Because of High Costs

November 7, 2024 By Insurance Experts Leave a Comment

“Millions of Americans rely on prescription medications each year. But how easy is it to get them, and how much are people really paying for them? The GoodRx Research Team ran a 9-month survey to try to answer these questions.

Below we walk through insights from our survey of 9,000 Americans. We highlight the significant financial and accessibility challenges they face in filling their prescriptions.”

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Filed Under: Medical Costs

What Are Manufacturer Copay Cards?

June 25, 2024 By Insurance Experts Leave a Comment

When insurance isn’t enough, many people turn to manufacturer copay cards to help offset some of the costs. These savings programs, which come directly from medication manufacturers, can help patients who are struggling to afford expensive brand-name medications. But they have also been met with criticism, as some say that they end up increasing total costs.

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Filed Under: Medical Costs, medication

9 Things to Use Your Health Insurance For, Now That You’ve Met Your Deductible

May 21, 2024 By Insurance Experts Leave a Comment

Most health insurance plans cover preventative care services — such as immunizations, mammograms, and colonoscopies — regardless of whether or not you’ve met your annual deductible. However, once you’ve paid your deductible, which depends on your specific plan, your insurance company will help you pay for additional medical services. You may only have to pay coinsurance or copays depending on your plan.

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Filed Under: deductible, Health Insurance, Medical Costs

Using the ER for Non-Emergencies Is Expensive — Here Are Other Options

May 14, 2024 By Insurance Experts Leave a Comment

The average cost for an emergency room visit is $2,600 without insurance, according to UnitedHealthcare. Health System Tracker, a partnership between Peterson Center on Healthcare and Kaiser Family Foundation, recently came out with a report showing a slightly lower average of $2,453. You have other options!

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Filed Under: Health Insurance, Medical Costs

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