The Biden administration said this week it intends to challenge insurance companies to deliver better service to people enrolled in Medicare, including applying discounts on drugs covered by Part D more directly to their pharmacy costs.
The Centers for Medicare and Medicaid Services (CMS) on Thursday unveiled a 360-page proposed rule that seeks many changes in how insurers manage their federal contracts. This proposed rule, for example, also would require insurers to show that they have enough contracted medical professionals when they want to create new Medicare Advantage plans or to expand existing ones.
Vitamins are a common over-the-counter (OTC) product purchased by people to maintain good health. And while many vitamins and supplements do have health benefits, vitamins do not automatically qualify as an eligible medical expense under IRS rules. This makes purchasing them with a flexible spending account (FSA) or health savings account (HSA) tricky. But, you can buy your vitamins with FSA and HSA funds if certain criteria is met.
Preventative screenings are an imporatnt part of women’s health. Take the pledge to to raise awareness about bone health!
Obesity is considered a medical condition. In 2018, about 42% of adults in the U.S. had obesity. Having a larger body or heavier weight is associated with serious health conditions such as heart attack, stroke, Type 2 diabetes, and cancer. Aside from medical effects, obesity also can impact social, mental, and economic aspects of your life. What are your options? What do those options cost?
When it comes to health insurance, it’s easy to know if you’re uninsured: you either have coverage, or you don’t. But being underinsured is more of a gray area. You have health insurance, but because of a high deductible or other out-of-pocket costs, it doesn’t cover as much as you might need. Your income may not be high enough to offset the coverage gaps. This article breaks down what counts as being underinsured and the financial risks involved. Your IHC agent will review your particular situation at no charge to help you find the best solution for you.

