Insurance Experts Team

We Make Insurance Simple & Easy

480-650-0018 | Email Me

Karla Flores

Insurance RX

I Make Insurance Easy & Simple

  • Home
  • Health Insurance
    • FAQs
  • Medicare
  • Affordable Care Act
  • Why Work With Us
    • Testimonials
  • About
    • Meet Karla
  • Blog
  • Set Appointment

Medicare Seeks to Cut Drug Costs for People in Part D Plans

December 6, 2022 By Insurance Experts

The Biden administration said this week it intends to challenge insurance companies to deliver better service to people enrolled in Medicare, including applying discounts on drugs covered by Part D more directly to their pharmacy costs.

The Centers for Medicare and Medicaid Services (CMS) on Thursday unveiled a 360-page proposed rule that seeks many changes in how insurers manage their federal contracts. This proposed rule, for example, also would require insurers to show that they have enough contracted medical professionals when they want to create new Medicare Advantage plans or to expand existing ones.

Click here to continue reading. 

Filed Under: Medicare

Are Vitamins Covered by an FSA or HSA?

November 29, 2022 By Insurance Experts

Vitamins are a common over-the-counter (OTC) product purchased by people to maintain good health. And while many vitamins and supplements do have health benefits, vitamins do not automatically qualify as an eligible medical expense under IRS rules. This makes purchasing them with a flexible spending account (FSA) or health savings account (HSA) tricky. But, you can buy your vitamins with FSA and HSA funds if certain criteria is met. Click here to read more. 

Filed Under: Health Insurance

Take the Pledge

November 22, 2022 By Insurance Experts

Preventative screenings are an imporatnt part of women’s health. Take the pledge to to raise awareness about bone health! Click here to read more.

Filed Under: Health Insurance

What Are the Medical Care Costs of Obesity?

November 15, 2022 By Insurance Experts

Obesity is considered a medical condition. In 2018, about 42% of adults in the U.S. had obesity. Having a larger body or heavier weight is associated with serious health conditions such as heart attack, stroke, Type 2 diabetes, and cancer. Aside from medical effects, obesity also can impact social, mental, and economic aspects of your life. What are your options? What do those options cost? Click here to read more. 

Filed Under: Health Insurance

Uninsured vs. Underinsured: What’s the Difference?

November 9, 2022 By Insurance Experts

When it comes to health insurance, it’s easy to know if you’re uninsured: you either have coverage, or you don’t. But being underinsured is more of a gray area. You have health insurance, but because of a high deductible or other out-of-pocket costs, it doesn’t cover as much as you might need. Your income may not be high enough to offset the coverage gaps.  This article breaks down what counts as being underinsured and the financial risks involved. Your IHC agent will review your particular situation at no charge to help you find the best solution for you.

Click here to read more. 

Filed Under: Health Insurance

  • « Previous Page
  • 1
  • …
  • 35
  • 36
  • 37
  • 38
  • 39
  • …
  • 50
  • Next Page »

News

  • Silence is Golden – And Sometimes Rare
  • Smiling Babies
  • Turkey And Greece Create The First Sandwich
  • What Would You Do?…Life Happens

Talk to an Expert

Are you unhappy with your health insurance premium? Are your employers paid health insurance premiums too expensive? Are you self-employed and looking for affordable health insurance? Are you in a job transition and don’t where to go for health insurance? Are you working in a corporate job just for the health insurance benefits? If you answered “yes” to any of these, I can help you.

Click here to schedule a phone appointment.

Connect With Karla

Insurance RX

Phone:
480-650-0018

Email Me

Copyright © 2026 Insurance RX, LLC | All Rights Reserved | Phone: 480-650-0018 | Email Me

Privacy Policy  |  Content Disclaimer

The content of this website was reviewed - not generated - by an Artificial Intelligence (AI) platform.

TPMO Disclaimer - "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."