Your friends at Insurance Experts.team can answer your questions about a Hospital Indemnity Plan. Visit the website for phone numbers and to schedule a meeting. InsuranceExperts.team
MIB
MIB Group, Inc (MIB) was formerly known as the Medical Information Bureau. This is a NGO that gathers information and shares it with life and health insurance companies.
You need to request your MIB report once a year to ensure its accuracy. It’s free.
Go to MIB.com and follow the instructions. It will take 7-14 days to receive your report.
You will find in the report any medical information submitted when you applied for life or health insurance.
Why is this report important? When you apply for new insurance, the firm requests your MIB and takes the past information into consideration with any new information on your application. The old info about previous diagnoses or illnesses could affect your new policy.
By reviewing your report each year, you can correct any errors. It’s a quasi government agency full of computers! Do you think they might get the wrong info on a report?! It’s up to you to make corrections.
Immunizations
Honor National Immunization Awareness Month by Taking Your Best Shot! Please read this important message about immunizations.
Immunization Awareness Month
Vaccinations get a lot of bad press. Yet approximately 40-50,000 adults in the United States die from vaccine-preventable infectious diseases (or their complications) each year.
Because influenza is so highly contagious, one sneeze can infect everyone in the immediate area. The American Lung Association promotes protective actions like:
- Stay away from crowds and large indoor gatherings.
- Wash your hands often.
- If you are sick, stay away from others.
- If others show symptoms, stay away from them!
Just don’t “sneeze” at the wisdom of getting vaccinated. Yes, the influenza virus changes constantly. Every year, scientists work together to identify the virus strains they believe will cause the most illness. As a result, a different vaccine gets created every year.
Some people, like older adults, very young children, pregnant women and those suffering from chronic medical conditions are more susceptible to flu. They need the most protection. And even people in robust health benefit from vaccinations.
Give yourself the best protection and get vaccinated as soon as it becomes available in the fall of each year.
Learn more at American Lung Association | 800.586.4872 | www.lung.org/flu Twitter: @LungAssociation
The Eyes Have It!
The American Academy of Ophthalmology (AAO) designates the month of August to increase awareness of common eye problems in children. Here are some of the more prevalent problems that once diagnosed – can be treated at home:
- A black eye may only need an ice pack for 15 to 20 minutes at a time to reduce swelling.
- Pink eye (Conjunctivitis) is caused by either bacteria or a virus. Because each is treated differently, get a proper diagnosis and treatment from a doctor.
- Eye allergies cause eyes to be red, itchy and teary. Again, testing may be needed by a physician. Once the source is identified, limit exposure as much as possible. Sometimes, all that’s needed are artificial tears to wash allergens away.
- A stye looks nasty but is usually harmless and goes away within a week.
Other problems that cause conditions like nearsightedness are prevented with early medical intervention. Join AAO this month to familiarize yourself with how to give your children the best eye care possible.
For more information, visit AAO | 415.561.8534 | www.aao.org/eye-health Twitter: @AcademyEyeSmart
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