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12 Things That Are Free Under Medicare

May 7, 2024 By Insurance Experts Leave a Comment

We worry a lot about what Medicare beneficiaries must for pay out of pocket, such as monthly premiums, annual deductibles, and copays for doctor visits and prescription drugs. But what many enrollees may not realize is that there are services that won’t cost them a cent.

 
You can get vaccines and screenings for a number of illnesses and see your doctor each year for a wellness visit. You can also get counseling to help you kick smoking or manage your diabetes. You won’t be subject to any out-of-pocket charges for these services as long as you use a healthcare provider who participates in Medicare or, if you get your healthcare through a Medicare Advantage plan, an in-network medical professional.
 
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Filed Under: Health Insurance, Medicare

Effects of Health Insurance on Health

April 30, 2024 By Insurance Experts Leave a Comment

There is a consistent, positive relationship between health insurance coverage and health-related outcomes across a body of studies that use a variety of data sources and different analytic approaches. The best evidence suggests that health insurance is associated with more appropriate use of health care services and better health outcomes for adults.

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Filed Under: Health Insurance

Does Medicare Cover Dental in 2024? Benefits and Eligibility

April 23, 2024 By Insurance Experts Leave a Comment

Finding the right health care plan for you can be a daunting process. When determining your health care needs, don’t forget to include dental services in the overall equation.

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Filed Under: Dental, Health Insurance, Medicare

4 Tips for When Insurance Doesn’t Cover Your Medication

April 16, 2024 By Insurance Experts Leave a Comment

It’s frustrating when your health insurance won’t cover your medication. Often, a drug appears on a formulary — the list of medications covered by an insurance plan — but then gets dropped. This can happen if a medication is seldom used, there is a generic available, or a more affordable option exists.Whatever the reason, you’re stuck with the full cost despite having coverage for prescribed medications. 

Here’s what you can do if your prescription medication is not covered.

Filed Under: medication

Telemedicine Usage Increased for Pediatric Asthma Following COVID-19 Pandemic

April 2, 2024 By Insurance Experts Leave a Comment

More pediatric patients with asthma have been using telemedicine since the COVID-19 pandemic and have been achieving similar outcomes, according to results of a study published in Journal of Allergy and Clinical Immunology: Global. Investigators also found this was particularly true for those with medical complexities and comorbidities, but at their institution, they found Black individuals were less likely to use telemedicine.

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Filed Under: Health Awareness

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