“In the first quarter of 2023, household debt in America rose to $17.05 trillion, representing a precipitous increase over the last decade. In part, rising debt can be attributed to cost growth outpacing income growth which requires many Americans to borrow more to pay for housing, higher education and consumer goods. For example, one study found that college costs have increased by almost 170% since 1980, while the average earnings for young adults (aged 22-27) has only increased by 19%. Middle class Americans are shouldering much of this debt, and many are living paycheck to paycheck.”
Health Insurance Barriers Delay, Disrupt and Deny Patient Care

Patients and clinicians suffer when insurers disregard medical counsel and impose inefficient administrative policies.
Over the last two years, 62% of the 1,500-plus patients surveyed say treatment has been delayed because of their insurance provider, according to a recent Morning Consult poll.
Health insurance should be a bridge to medical care, not a barrier. Yet too many commercial health insurance policies often delay, disrupt and deny medically necessary care to patients.
How Good a Workout Is Walking, Really?
Walking is arguably one of the easiest, most accessible ways to get moving. But, is walking good exercise? Can you really lose weight by walking?
After all, nowadays, it seems the most popular workouts are all about going hard, cranking up the intensity, and more or less being reduced to a shaking puddle of sweat — not really walking’s M.O.
That’s OK! No matter your fitness level or experience with exercise, you can gain some serious benefits from adding walking to your regular routine.
Natural Remedies for ADHD in Children
ADHD is a very common diagnosis in children and adolescents. (Adults can have it, too). So, many families have questions. They want to know whether there are natural ways to soothe the ADHD brain without relying solely on meds. Luckily, there are natural solutions that may help with ADHD symptoms.
Here, I’ve compiled recommendations and advice from experts and previous podcast guests on ways to support children with ADHD.
MUST READ…IMPORTANT HEALTH INSURANCE CHANGES 9/1
New Ruling by the Biden Administration:
Beginning 9/1, Short Term Health Insurance plans (non Affordable Care Act plans) contract terms are limited to no more than three months, and the maximum coverage period to no more than four months, including renewals or extensions. These policies cannot be sold or renewed by the same issuer, or any issuer that is a member of, to the same policyholder within a rolling 12-month period. The maximum duration will apply for policies sold, or issued, on or after September 1, 2024. Policies sold or issued before September 1, 2024 (including any subsequent renewals or extensions) may continue to have up to 36 months during.
What does this mean?
I will be contacting you via email and text if you will be affected by this new ruling and we will look at options to ensure that you will have health insurance without a lapse in coverage.
Please contact me with any questions 480-650-0018.
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