Vitamins are a common over-the-counter (OTC) product purchased by people to maintain good health. And while many vitamins and supplements do have health benefits, vitamins do not automatically qualify as an eligible medical expense under IRS rules. This makes purchasing them with a flexible spending account (FSA) or health savings account (HSA) tricky. But, you can buy your vitamins with FSA and HSA funds if certain criteria is met. Click here to read more.
Take the Pledge
Preventative screenings are an imporatnt part of women’s health. Take the pledge to to raise awareness about bone health! Click here to read more.
What Are the Medical Care Costs of Obesity?
Obesity is considered a medical condition. In 2018, about 42% of adults in the U.S. had obesity. Having a larger body or heavier weight is associated with serious health conditions such as heart attack, stroke, Type 2 diabetes, and cancer. Aside from medical effects, obesity also can impact social, mental, and economic aspects of your life. What are your options? What do those options cost? Click here to read more.
Uninsured vs. Underinsured: What’s the Difference?
When it comes to health insurance, it’s easy to know if you’re uninsured: you either have coverage, or you don’t. But being underinsured is more of a gray area. You have health insurance, but because of a high deductible or other out-of-pocket costs, it doesn’t cover as much as you might need. Your income may not be high enough to offset the coverage gaps. This article breaks down what counts as being underinsured and the financial risks involved. Your IHC agent will review your particular situation at no charge to help you find the best solution for you.
Tip of the Month
Check your medical records once a year! It’s very important for you to review the records due to mis-information being reported which can affect your ability to qualify for some health and life insurance policies. Request your report by visiting the Medical Information Bureau at https:www.mib.com or call 866-692-6901.
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