A recent study showed that 9% of US adults owe a medical debt of $250 or more. That’s 23 million people! New rules about reporting medical debt are going into effect. Read this article to know your rights and responsibilities.
NIA – Neuromuscular Integrated Action
It is not new, but may be new to you.NIA is a class, practice and lifestyle that blends movement, mindfulness, connection and joy to provide a whole body and whole being experience that activates, transforms and liberates body, mind and spirit.
Integrating ancient wisdom and modern science with elements of dance, martial arts and healing arts, NIA offers physical, mental and emotional conditioning, healing and transformation that is accessible and attainable for everybody at any age.
NIA promotes strength and muscle definition without the use of weights. And its freeing, dance-like regimen provides a medium for self-healing. It is a holistic approach uniting the body and the mind that anyone can follow toward a healthy, fit physique, lasting weight loss and an unlimited sense of fitness potential. To learn more about NIA and how you can find classes either in person or
Health and fitness are life-long passions for Karla. She uses NIA to support her work with IHC.
Up your tax game today to pad your wallet
We’re half-way through the year, and this is the best time to make sure that you and your business are doing the right things to save every possible dollar. As a business owner, one of your many jobs is to maximize the tax code to minimize your tax dollars. And as an individual, you need to make sure every dollar possible goes to your family, your entertainment, your investments and your retirement.
Have a plan. Meet with your tax professional at least twice a year in addition to tax time. When you are pulling documents and working towards filing a return, it’s not a good time to make changes and plans. So set up a time to meet after the return is done, and again before the year is over. Make sure you’ve discussed and checked off all these items:
- What taxes do I need to pay quarterly to avoid penalties?
- Have I maximized my non-taxable retirement contributions?
- Is my accounting system up to date and reconciled?
- If I’m an S-Corp, did I pay my own payroll?
- Am I on track to file all quarterly and year end reports?
- Do I need to/should I purchase capital items this year?
- How am I maintaining proof of all expenses?
- If I am a cash basis taxpayer, should I delay client invoicing? Make contractor payments before the end of the year?
- Have I maximized my healthcare costs for tax purposes?
Finally, mid-year is a good time to take a hard look at your financials and make adjustments. With your accountant, partner(s), business mentor, your spouse, or all of the above, look at your profit-and-loss statement. Compare your results to last year, adjust your marketing efforts and get rid of unnecessary expenditures. Look at your balance sheet to understand where you are: Is your business always ready to sell? Is your borrowing in line with your revenues? Are you compensating yourself enough?
If it sounds overwhelming, it’s because you are the expert in your business, but maybe not in accounting and tax planning. So ask the experts. Make an appointment today with your tax professional and your accountant. Spend an hour with each of them, let them help you plan. Your wallet will thank you.
Article submitted by DeeAnne McClenahan, Enrolled Agent with MCC Tax Experts. Text or call 602.214.4608 or make an appointment here for a free consultation.
Lower Your Blood Sugar & Sleep Better
In How a Good Night’s Sleep Fights Diabetes we showed the link between quality sleep and preventing diabetes. Keep your blood sugar in the normal range all night with the following actions…
- Take some deep breaths before going to bed. Just a couple of deep breaths promotes mindfulness…helps you relax…and makes you fall asleep faster.
- Avoid spicy food, caffeine and alcohol at night. Why? These can spike sugar levels at a time when your body needs a steady level in order to repair muscle and tissue.
- Stay cool! A cool room is easier to sleep in than a warm one.
- Make it dark and quiet. Blue lights like those from cell phones, tablets and TVs can make falling asleep especially difficult. Try turning off screens an hour before going to bed.
- Establish a habit. Our bodies like routines. Set a regular sleep routine to help your body take advantage of its internal circadian rhythm.
Not only do these steps deter diabetes, they make sure you’re at your best during your waking hours.
Ask These 10 Questions to Find Out How Much Your Healthcare Will Cost
Healthcare costs vary based on a number of factors. Median out-of-pocket spending on health care ranged from $360 per year in Hawaii to $1,500 per year in Nebraska, according to a 2019 report from The Commonwealth Fund. While some costs are set, such as the premium price for your health plan, others can be planned or negotiated if you know the right questions to ask. Read the full article…
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