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7 Insurance Options to Consider Before Quitting Your Job

September 20, 2022 By Insurance Experts Leave a Comment

Here is a good general knowledge article about the options you have if you decide to leave your job and your employer insurance plan. Contact your IHC agent as soon as possible to discuss the specifics as they relate to your situation. You have options!

Filed Under: COBRA, Health Insurance, Supplemental

Nothing Beats Keeping Your Real Teeth

September 13, 2022 By Insurance Experts Leave a Comment

Did you know mouth guards save tens of thousands of teeth every year? When it comes to sports, wearing one is part of the uniform. Basketball pro Stephen Curry tends to push his mouth guard out almost every time there’s a break in the game. But one the action starts, it’s back in place.

And for good reason…

Mouth guards actually improve performance. They prevent teeth from clenching which fatigues jaw muscles. They absorb the force of contact and decrease the possibility of teeth getting chipped, broken and lost completely. Knowing they’re protected allows athletes to better focus on the game.

And they’re not just for contact sports. Even non-contact activities – like gymnastics, ice skating and skiing cause falls. When jaws come together, the teeth hit each other and the resulting damage is permanent. Think of a mouth guard as an “airbag” around your teeth. Protecting those ‘pearly whites’ avoids procedures like root canals and implants. Better yet, you’re able to show off your best smile!

Filed Under: Dental Health, Health Insurance

You Don’t Have to Wait…. for open enrollment, that is

August 19, 2022 By Insurance Experts Leave a Comment

Myth 1 – You can only get a health insurance policy during open enrollment which is Nov 1st – December 15th. 

Many people don’t realize that there are numerous options outside of the Affordable Care Act (a.k.a. Obama Care) that they can enroll in 365 days a year. That means that if you are between jobs, getting a divorce, leaving a corporate job to start your own business or have just moved into a new state, you can have health insurance effective immediately. 

From short term plans to a permanent plan with a rate lock on your monthly premium, there are many options available that will fit your needs and budget. 

Are you concerned about what these options will cost? Most of these options are a fraction of the cost of an unsubsidized Affordable Care Act/Obama Care plan. 

To receive your best return on your premium dollar spent, one should speak with a health insurance broker that specializes in Individual health insurance.

Filed Under: Affordable Care Act, Health Insurance

Medical Debt

August 9, 2022 By Insurance Experts Leave a Comment

A recent study showed that 9% of US adults owe a medical debt of $250 or more. That’s 23 million people! New rules about reporting medical debt are going into effect. Read this article to know your rights and responsibilities.

Filed Under: Health Insurance

NIA – Neuromuscular Integrated Action

July 25, 2022 By Insurance Experts Leave a Comment

It is not new, but may be new to you.
 
NIA is a class, practice and lifestyle that blends movement, mindfulness, connection and joy to provide a whole body and whole being experience that activates, transforms and liberates body, mind and spirit.
Integrating ancient wisdom and modern science with elements of dance, martial arts and healing arts, NIA offers physical, mental and emotional conditioning, healing and transformation that is accessible and attainable for everybody at any age.
 
NIA promotes strength and muscle definition without the use of weights. And its freeing, dance-like regimen provides a medium for self-healing. It is a holistic approach uniting the body and the mind that anyone can follow toward a healthy, fit physique, lasting weight loss and an unlimited sense of fitness potential.  To learn more about NIA and how you can find classes either in person or
go online.
 
Health and fitness are life-long passions for Karla. She uses NIA to support her work with IHC.

Filed Under: Prevention

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