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Healthy Skin Month

November 12, 2018 By Insurance Experts Leave a Comment

November has been designated as healthy skin month.  Skin that is healthy is hydrated, free of active acne and skin cancer.  There are a few basic things that can be done on a daily basis to keep your skin healthy and glowing.  Using good products at home and getting regular treatments from a skin care professional are good ways to achieve healthy skin that you feel good in.

It is important to have a good daily routine that includes 3 basic steps: cleanse, moisturize and protect.  It doesn’t have to be complicated.  Use a gentle cleanser and wash your face every morning and night.  Follow that up with an appropriate moisturizer for your skin type.  For day time, always wear sun protection.  SPF 30 is best. Reapply throughout the day.  This will protect your skin from sun damage and skin cancer.

Depending on your skin health, you may want to see a licensed esthetician.  This is someone with extensive training in skin care and skin health who is qualified to do a skin analysis and come up with a plan utilizing advanced skin care treatments.  It’s a great way to get educated about your skin and learn the best products for your individual skin type.  The services an esthetician can perform are many:  hydrating facials, microdermabrasion, dermaplaning, peels and enzyme treatments are all great services that get amazing results and can help with acne, dry skin, age spots, sun damage and many other skin conditions.

Rachel Cunningham is a licensed esthetician and the owner of Waxetera in Mesa, AZ.  www.waxetera.com

Filed Under: Health Insurance, Prevention

Your Halloween “horror” should add some scare – not turn into a nightmare!

October 25, 2018 By Insurance Experts Leave a Comment

The American Academy of Ophthalmology (AAO) is issuing a warning for everyone planning to purchase costume contact lenses without a prescription. Halloween is the biggest occasion for people to buy yellow cat eye lenses, colored contacts, blacked-out lenses and even all white lenses to complete their costumes. While they may add more “scare” – the overall results could turn into a nightmare.

Novelty and theatrical contact lenses are safe, but only when they are properly prescribed and cared for.  Problems arise when these lenses are not sterile. The results lead to a host of serious eye problems starting with infection. Don’t go blind trying to impress others. If you want to add more drama to your costume, be sure to obtain a valid prescription from an eye doctor that includes a brand name, lens measurements…and are used within the expiration date.

Be safe and enjoy your Halloween!

Filed Under: Health Insurance, Safety

Don’t be your kids (unwitting) drug dealer!

October 23, 2018 By Insurance Experts Leave a Comment

Too often, adults are the “unwitting suppliers” of prescription medications for their children. The problem lies in how prescription meds kept in medicine chests and purses that are too easy to reach. Kids are naturally curious and ignorant of the consequences of trying something that doesn’t appear to be dangerous.

The National Family Partnership’s (NFP) campaign uses high-quality advertisements, posters and educational materials to make adults aware of how kids can access their meds without their knowledge.  Lock Your Meds Day is designated as the time for parents to make a pledge to talk to their children about the dangers of taking medicines not specifically prescribed for them.

It’s crucial to let them know about the harm to their immediate health and how experimentation can lead to addiction. www.lockyourmeds.org is a site where visitors can learn more about how to approach their kids plus get answers to any questions they may have.

Filed Under: Health Insurance, Safety

What is an Association Plan?

October 12, 2018 By Insurance Experts Leave a Comment

An Association Plan is group plan of individual policies with the intent to take an advantage of the “rule of large numbers” which in simple insurance terms means that the more people you have in a group, the  the age and health risk factors of the individuals within the group are averaged out spreading out the risk and ultimately reducing the premiums compared to rating each person individually.

Association Plans typically have value added benefits to include supplemental accident, supplement critical illness coverage, other health-related goods and services such as telephonic/video conferencing with board certified physicians and other types of telemedicine. Doctor-on-Demand is an example of telemedicine.

Filed Under: Health Insurance

Can brushing your teeth prevent a heart attack?

October 11, 2018 By Insurance Experts Leave a Comment

The link between oral health and systemic health has been well established through evidence-based research.  Brushing and flossing don’t just make your smile look good. When you establish a daily oral health routine, you prevent pathogens that cause conditions like cardiovascular disease and diabetes from entering your system.  Poor oral health is also tied in with aspiration pneumonia.

Good oral hygiene not only helps prevent illness – but acts as an alarm for diseases already in progress.  The condition of your teeth and gums can be an early indicator of systemic diseases that have not yet manifested symptoms. Early intervention is the best way to a full recovery.

The American Dental Hygienists’ Association designates October as the month to increase public awareness on the importance of good oral hygiene. Go to www.adha.org for more information on how a daily oral health routine contributes to enjoying the best health from head to toe.

Filed Under: Dental, Health Insurance, Heart Health, Prevention

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