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Myth 1 – You can only get a health insurance policy during the open enrollment  Nov 1st – December 15th

September 17, 2024 By Insurance Experts Leave a Comment

Many individuals may not be fully aware of the variety of alternatives existing beyond the Affordable Care Act that are open for enrollment throughout the entire year. This signifies that if you find yourself in transitional phases such as job changes, undergoing a divorce, transitioning from a corporate role to initiating your own business venture, or relocating to a new state, you can readily access health insurance with immediate effect.

From brief interim plans to enduring arrangements featuring a fixed rate for your monthly premium, a diverse array of choices is at your disposal, catering to your specific requirements and financial considerations.

Are you experiencing concerns regarding the potential expenses associated with these alternatives? It is worth noting that a significant portion of these options carry a cost significantly lower than that of an unsubsidized Affordable Care Act plan.

To ensure optimal value for your premium expense, it is advisable to conduct thorough research into the assortment of options accessible. I am fully equipped to provide guidance in this endeavor. I never charge for a consultation!

Filed Under: Open Enrollment Myths

Health Insurance Barriers Delay, Disrupt and Deny Patient Care

September 10, 2024 By Insurance Experts Leave a Comment

Patients and clinicians suffer when insurers disregard medical counsel and impose inefficient administrative policies.

Over the last two years, 62% of the 1,500-plus patients surveyed say treatment has been delayed because of their insurance provider, according to a recent Morning Consult poll.

Health insurance should be a bridge to medical care, not a barrier. Yet too many commercial health insurance policies often delay, disrupt and deny medically necessary care to patients.

Click here to continue reading.

Filed Under: Health Insurance

How Good a Workout Is Walking, Really?

September 3, 2024 By Insurance Experts Leave a Comment

Walking is arguably one of the easiest, most accessible ways to get moving. But, is walking good exercise? Can you really lose weight by walking?

After all, nowadays, it seems the most popular workouts are all about going hard, cranking up the intensity, and more or less being reduced to a shaking puddle of sweat — not really walking’s M.O.

That’s OK! No matter your fitness level or experience with exercise, you can gain some serious benefits from adding walking to your regular routine.

Click here to continue reading.

Filed Under: Health Insurance

Natural Remedies for ADHD in Children

August 27, 2024 By Insurance Experts Leave a Comment

ADHD is a very common diagnosis in children and adolescents. (Adults can have it, too). So, many families have questions. They want to know whether there are natural ways to soothe the ADHD brain without relying solely on meds. Luckily, there are natural solutions that may help with ADHD symptoms. 

Here, I’ve compiled recommendations and advice from experts and previous podcast guests on ways to support children with ADHD.

Click here to continue reading.

Filed Under: Health Insurance

MUST READ…IMPORTANT HEALTH INSURANCE CHANGES 9/1

August 23, 2024 By Insurance Experts Leave a Comment

New Ruling by the Biden Administration:

Beginning 9/1, Short Term Health Insurance plans (non Affordable Care Act plans) contract terms are limited to no more than three months, and the maximum coverage period to no more than four months, including renewals or extensions. These policies cannot be sold or renewed by the same issuer, or any issuer that is a member of, to the same policyholder within a rolling 12-month period. The maximum duration will apply for policies sold, or issued, on or after September 1, 2024. Policies sold or issued before September 1, 2024 (including any subsequent renewals or extensions) may continue to have up to 36 months during.

What does this mean?

I will be contacting you via email and text if you will be affected by this new ruling and we will look at options to ensure that you will have health insurance without a lapse in coverage.

Please contact me with any questions 480-650-0018.

Filed Under: Health Insurance

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