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4 Tips for When Insurance Doesn’t Cover Your Medication

August 7, 2025 By Insurance Experts

It’s frustrating when your health insurance won’t cover your medication. Often, a drug appears on a formulary — the list of medications covered by an insurance plan — but then gets dropped. This can happen if a medication is seldom used, there is a generic available, or a more affordable option exists.Whatever the reason, you’re stuck with the full cost despite having coverage for prescribed medications. 

Here’s what you can do if your prescription medication is not covered.

Filed Under: Medication

‘Not Accountable to Anyone’: As Insurers Issue Denials, Some Patients Run Out of Options

July 31, 2025 By Insurance Experts

By the time Eric Tennant was diagnosed in 2023 with a rare cancer of the bile ducts, the disease had spread to his bones. He weighed 97 pounds and wasn’t expected to survive a year with stage 4 cancer.

Two years later, grueling rounds of chemotherapy have slowed the cancer’s progress, even as it has continued to spread. But chemotherapy has also ravaged Tennant’s body and his quality of life.

Click here to continue reading. 

Filed Under: Health Insurance

Have Job-Based Health Coverage at 65? You May Still Want To Sign Up for Medicare

July 24, 2025 By Insurance Experts

“When Alyne Diamond fell off a horse in August 2023 and broke her back, her employer-based health plan through UnitedHealthcare covered her emergency care in Aspen, Colorado. It also covered related pain management and physical therapy after she returned home to New York City. The bills totaled more than $100,000.”

Click here to continue reading. 

Filed Under: Health Insurance

Federal Proposals Threaten Provider Taxes, Key Source of Medicaid Funding for States

July 17, 2025 By Insurance Experts

“Republican efforts to restrict taxes on hospitals, health plans, and other providers that states use to help fund their Medicaid programs could strip them of tens of billions of dollars. The move could shrink access to health care for some of the nation’s poorest and most vulnerable people, warn analysts, patient advocates, and Democratic political leaders.”

Click here to continue reading. 

Filed Under: Health Insurance

Research Finds Low-Energy Total Diet Replacement Does Not Increase Eating Disorder Symptoms in Individuals with Overweight or Obesity

July 10, 2025 By Insurance Experts

“In the randomized, controlled, noninferiority ARIADNE clinical trial (NCT05744232), researchers investigated whether low-energy total diet replacement (TDR) programs, which often raise concerns about triggering eating disorders due to their focus on weight and strict rules, could affect eating disorder symptoms. The findings, published by investigators in The Lancet, focused on individuals with overweight, obesity, or type 2 diabetes (T2D) who already identified as being at high risk for developing an eating disorder.1″

Click here to continue reading. 

Filed Under: Health Awareness

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