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Volunteering – Just How Did We Get Started?

March 9, 2026 By Insurance Experts

Many historians believe the origin of volunteering came from the early colonists. To get through the challenges that come with relocating, support groups evolved to make it easier. Remember, they didn’t have the services we take for granted today. Families had to pack up, start farms and get through daily tasks on their own. Survival depended on helping each other out.

Benjamin Franklin started the first volunteer firehouse in 1736. Then, during the Revolutionary War, volunteers boycotted British products and funded war efforts to show their philanthropic patriotism.

Starting in the late 1980s, the trend in teenager volunteerism has increased. Educational and youth services organizations urge and continue to encourage their participation.  Not to be outdone, adults, 65 and older, are jumping in as well. Longer life expectancies and healthier bodies give them the opportunity to do more. Conversely, current research suggests regular participation improves their physical and mental health. It’s a classic win-win.

Richard Nixon established National Volunteer Week in 1974. Since then it’s become a well deserved celebration and recognition of what volunteers contribute throughout our country.

Filed Under: Health Insurance

Silence is Golden – And Sometimes Rare

March 7, 2026 By Insurance Experts

The trend in interior design both at home and work is to create open, airy spaces. But minimal walls can come with complications, like performing tasks that require concentration. If you need some uninterrupted time, here are six suggestions to create it without offending those around you.

  • Encourage a compromise. Chances are you’re not the only one who needs to get things done. Coordinate with others what times are OK for music or chat so everyone can accomplish what they need to do.
  • Work somewhere else. If possible, go to an unused room where you can shut the door.
  • Go remote. If another room doesn’t take care of it, try another location, like a library or a park bench – some place that is normally quiet.
  • Use signs and signals. Send a silent message that people understand when you need some quiet. It could be a “Stop” sign or a figurine that symbolizes your need for some quiet time.
  • Use headphones. When all else fails, use headphones to shut out the noise.
  • Tune them into Noise Awareness Day (April 25th). This global day, founded in 1996 by the Center for Hearing and Communication, shows what actions you can take to control bothersome noises and how to implement them.

Learn more!

Filed Under: Mental Health

Smiling Babies

March 5, 2026 By Insurance Experts

Smiling Babies – The Best Medicine For All Of Us

When it comes to babies, nothing is more painful than to see them hurt. The good news is how much we can do to maximize their chances of living well… and it starts before they’re born.

Good prenatal care increases every baby’s chance to go full term and have a healthy weight at birth. The benefit to Moms is easier pregnancies.

New research shows how good prenatal care can go beyond birth and set the stage for better health as future adults. While not yet proven, there seems to be an association between malnutrition in uteri and an increased risk for obesity, heart disease, and diabetes in later years.

The March of Dimes supports programs that focus on pre and post natal care so both babies and mothers have the best chance to live happy and healthy lives. Regular doctor visits before and after birth means possible complications are identified and treated as soon as possible.

By supporting babies’ health, we minimize healthcare costs and increase our chances to see more babies smiling.

Learn how you can support the March of Dimes!

Filed Under: Illness, Prevention

Turkey And Greece Create The First Sandwich

March 3, 2026 By Insurance Experts

John Montagu, the 4th Earl of Sandwich is credited with inventing the sandwich. In 1762, Montagu, a consummate gambler, requested something he could eat without getting up from the card table.  The cook placed a slice of meat between two pieces of bread and the sandwich as we know it was born. However, neither John nor the cook were the first to make and eat one.

Before this card game, Montagu traveled to Turkey and Greece where dips, cheeses and meats were commonly eaten between pieces of bread. His request started a trend and by the time of the Revolutionary War, sandwiches were well established in England. However, the colonists were slow to adapt it.  American cooks tended to avoid culinary trends from their former ruling state… and… since the name “sandwich” came from the British peerage system; Americans wanted nothing to do with it.

Filed Under: Healthy eating

What Would You Do?…Life Happens

March 1, 2026 By Karla Flores Smith

 

What would you do if you found yourself unable to work due to a critical, chronic or terminal illness? Do you have the financial resources to cover your lost wages, unexpected medical expenses, your mortgage or sustain your children's college fund.

You can have peace of mind with a Living Benefit Life Insurance plan. Many people are new to this type of life insurance and when they discover it, they are quick to agree that it is a perfect economical option to financially protect their family. 

How does it work? A Living Benefit policy is term life insurance where the insured can access up to 90% of the face value of their policy for medical and/or non-medical expenses while they are living for a critical, chronic or terminal illness. What is not used as a living benefit remains as a death benefit

Watch these Living Benefit Life Insurance video testimonials and contact me for a more information and a premium quote.

Filed Under: Life Insurance, Supplemental Tagged With: financial security, life insurance, living benefit, lost wages, term policy

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